How to Budget for Groceries During High Inflation

Do you feel like you’re spending way too much on groceries? You’re not alone. Between inflation and grocery chains potentially price-gouging, it can feel nearly impossible to feed yourself nutritiously, let alone a whole family. But don’t worry, there are strategies you can use to lower your grocery bill without sacrificing the quality of your meals.

1. Buy the Right Bulk Items

Buying in bulk can save money, but not all bulk purchases are cost-efficient. Here’s what works best for most families:

Do Buy:

  • Meat: Stock up when it’s on sale and freeze portions for later.

  • Frozen Items: Frozen vegetables and fruits often retain their nutrients and can be cheaper than fresh.

  • Nonperishables: Items like rice, pasta, and canned goods can be bought in bulk and stored for a long time.

Don’t Buy:

  • Produce: Fresh fruits and vegetables can spoil quickly, leading to waste.

  • Pop/Bottled Beverages: These are often overpriced, even in bulk. Find healthier alternatives that you can make at home or buy in large containers.

  • Single-Serve Items: Avoid individually packaged snacks. Instead, buy large bags and portion them out yourself.

2. Meal Plan

Planning your meals in advance is one of the most effective ways to stick to a budget.

  • Come with a List: Plan your meals and write a shopping list. Once you’re in the store, stick to the list.

  • Reuse Ingredients: Choose meals that share ingredients to reduce waste and lower costs. For example, if you’re buying a head of lettuce, plan to use it in multiple dishes.

3. Shop at Affordable Stores

Choosing the right store can make a big difference in your grocery budget.

  • Aldi: My personal favorite for budget-friendly groceries without sacrificing quality.

  • Save A Lot: Another great option for low prices.

  • Skip Big Box Stores: I’m sorry, but Target and other big box stores can be a trap for unnecessary spending. Walmart can have good prices, but only if you stick strictly to your meal plan.

4. Use Coupons, Store Perks, and Sales

Coupons and store discounts can help, but make sure you’re only buying items you actually need.

  • MPerks: Meijer’s rewards program offers personalized deals and discounts.

  • Store Ads: Check weekly ads for sales on items you already plan to buy. Or use the sales ad to curate your meal plan around the cheaper items.

  • Dollar General App: Offers digital coupons that can be combined with store sales for additional savings.

By following these tips, you can navigate the challenges of high grocery prices and inflation while still providing nutritious meals for yourself and your family.

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